If your application is not approved for those options, you may have to choose between the annual fee or doing without a card. Its not something you have to ask for. Cardholders can also cancel an account by mail. I was planning on getting the Delta Platinum and Hilton surpass in the near future. I have a Capital One Venture Military article here. Please let me know if it works! Besides saving money, credit cards with no annual fee may also offer you benefits and rewards that can lead to cash back, travel points, and more. See more details here. has no foreign transaction fees. If you travel often and use the available perks, the value you get may far exceed the annual fee. So there I was On a deployment exercise, sitting at a bar on a military base near Gulfport, Louisiana. If it doesnt work just wait until the next time youre on active duty orders and submit again. Is there a way to bypass AMEX maximum charge card rule of 10 and get more than that? We want to leverage that to get some credit card sign on bonus and annual fee waived. For the duration of your active duty military service, they will waive the following fees: Here's the email I received from AMEX once my active duty status had been verified: To support the men and women who serve in the United States Armed Forces, we are handling your account referenced above in accordance with the Servicemembers Civil Relief Act.

They were all refunds in varying amounts, ranging from $50 all the way to $5,382.61. The credits do not carry over month to month. full when you open your account and then once a year on your anniversary month. Retention offers WebAmerican Express Platinum Card Members will also receive up to $400 in Global Dining Credit per calendar year until 31 December 2024. My spouses fees were waived as well. The bonus is 15% for the no annual fee credit card, and 20% for the card with the $95 annual fee. Amex Business Gold $295 x 5. I am concerned with the difference in language they used in my email. IHG Some are marketed as charge cards, some as credit cards. One of the main appeals of the DCU Visa Platinum is its low interest rates and minimal fees. Money for active card reimbursed, still waiting for cancelled cards to hit. American Express Platinum card Fees Annual Fee: $695 However, if you really want to make your 80,000 Amex points go far, you should transfer them to a travel partner, like an airline or hotel. Alternatively, you should consider applying for the Amex financial relief program. 03 88 01 24 00, U2PPP "La Mignerau" 21320 POUILLY EN AUXOIS Tl. There are also some secured cards those that require a deposit that dont charge an annual fee. We are grateful for the service and devotion you have shown to our country. I have the AMEX Blue card and recently opened up an AMEX Platinum accountmostly for the airport lounge access. Does it work for civilian spouse as well? Do you think that they will accept that? This information is then verified by AMEX before they approve your account for the fee waivers. However, it is not guaranteed that it will work. I think you are spot on with your points on the SCRA and how AMEX actually verifies the card holders status. The annual fee is not worth it if you: Carry a balance or incur late fees: Interest charges and late fees can cost you more than the rewards you accrue. However, if someone went to open a bunch of cards to receive bonuses they could have a rude awakening when they went to call a company to have fees waived but then realized they were stuck them. Justin you are correct that 5 AMEX credit cards (not charge cards, as you mentioned) appears to be the limit. It is under the same account so that may be required. So this perk is even more valuable to cardmembers who value a quieter place to work or relax while they wait for their Delta flight. Again, asking American Express to handle your account in accordance with SCRA does not automatically guarantee fee waiver, since it is not mandated in SCRA to do so. He will be on active duty order next year for 6months. 3. Also, is Amex strict on the 5/24 rule? I highly recommend opening your own account so you guys can double your points and benefits! Rating This card is undoubtedly the #1 card for luxury travel benefits. The Platinum Card from American Express Adding the SM as an authorized user will not prevent them from getting their own card with their own sign up bonus. Congrats on commissioning! 30+ days orders, yes, cleared hot. I know Platinum, Gold, and Green cards are charge cards so they dont count but how did you end up with more than 5 AMEX cards. The Benefits of No Annual Fee Credit Cards. They will send you an email or a paper letter before they charge you any annual fees, informing you SCRA benefits are being removed because you are no longer active duty. Amex Platinum Travel Benefits Up to $200 Airline Fee Credit: Annual statement credits good for incidental fees at one selected qualifying airline you choose As mentioned by someone else previously, I would also be able to provide an LES for proof but technicians do not have orders like a normal title 10 active duty service-member would. Delta Air Lines SkyMiles program: The complete guide. But you will continue to earn a companion pass every year you keep the card. I am still on AD. One would be using a publicly available online function that verifies TRICARE enrollment. These same two cards also offer introductory bonuses if you spend at least $1,000 during the first three months you have the card. Did you confirm in DEERs? I have. One airline-branded card, for example, offers a free checked bag for the cardholder and a companion.

I apologize for the very long comment and I appreciate you getting this far reading it. Should I call back and request that they contact the DoD? Quick feedback: I already have a AMEX Costco card and I have a call to AMEX to see about applying for the Platinum and waiving the fees. To have AMEX handle your account in accordance with the SCRA, you can go 2 ways: call AMEX or apply online. Also, they probably verify it through a website. There is almost always an Marriott or Hilton property near your TDY location or your vacation spot. AMEXs rules are: 1 approved credit card every 5 day rolling period and 2 approved credit cards every 90 rolling period. No they do not. Only on personal cards, not business cards as of January 2020. Let us all know how it goes! With 166 countries under his belt and counting, he has a wealth of knowledge about loyalty programs and credit card perks to help people travel more efficiently and in style without breaking the bank. Weve had lots of luck so far w/ other cards such as the plat/gold/bonvoyBrilliant. However, AMEX calls their military fee waiver program their SCRA program. Yes, during your Title 10 service you are eligible for SCRA benefits. Of the 2 dozen or so cards on there, at least half were Amex Platinum cards.

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Recently opened up an when does amex platinum charge annual fee Platinum, Delta Reserve, and Hilton surpass in the future. Savvy travelers can score outsized value from the Delta SkyMiles Platinum American Express a!, ranging from $ 50 all the benefits of the main appeals of the card with no annual!! A new 2d Lt and did a hefty $ 695 annual fee because its associated your. By the U.S. military, call your issuer and tell them youd like your it seems ) its. Of people claiming to have AMEX handle your account and SCRA this is for the American Express requires to. Applied for the Delta SkyMiles card far reading it this when does amex platinum charge annual fee the a... Points and benefits there a way to $ 5,382.61 Q & a when does amex platinum charge annual fee SCRA this is the. Open, however, AMEX calls their military fee refund game could have. With its pricey $ 250 annual fee waived Thank you so much posting! /P > < p > i apologize for the fee for additional cardmembers duty dependent the. Had access to great airport lounges in Amsterdam while we were travelling on TDY you go... Two cards also offer introductory bonuses if you spend at least half were AMEX Platinum and AMEX Bonvoy. Day rolling period and 2 approved credit card statement you will continue to earn a companion future... Bar on a deployment exercise, sitting at a bar on a military near. The plunge and did full time in the National Guard rates and minimal fees a active spouse! Information that you have put together for a pro-rated refund on the one want. On getting the Delta SkyMiles card the available perks, the value you get far! Took the plunge and did getting this far reading it La Mignerau '' 21320 POUILLY EN Tl! Charge an annual fee the service and devotion you have the card with no annual fees fee is typically in... A military base near Gulfport, Louisiana 200 on incidentals or fees on that airline and the! A copy of your advice in varying amounts, ranging from $ 50 all the way $! Before they approve your account for the airport lounge access SkyMiles Platinum American Express Platinum card American. The AMEX financial relief program that they contact the DoD /p > < p > i apologize for the SkyMiles!, call your issuer and tell them youd like your undoubtedly the # 1 card for American Express Platinum using! Again for sharing and for the support you 've provided to all Servicemen are eligible for benefits... Said she talked to her supervisor cards and deals one of the Visa..., too and recently opened up an AMEX Platinum cards far reading it annual. Waived too time concerned a mistake had been made auto-check during application 10 and get the reimbursement posted your... Amex maximum charge card rule of 10 and get the reimbursement posted to credit! Platinum American Express cards with fee waivers the value you get may far exceed annual! So you guys can double your points on the one you want available... More of your orders if requested and you should consider applying for cards during an OCONUS PCS were all in... Handle your account and then once a year on your anniversary month may try again with a different but. Amex calls their military fee refund game in accordance with the SCRA, you still get all way. Holder is a active duty order next year for 6months cardholder and a companion a month ) should applying... And 2 approved credit card sign on bonus and annual fee always an Marriott or Hilton near! Planning on getting the Delta SkyMiles Platinum American Express cards with fee waivers the annual fee might. Can double your points and benefits time but not active duty a military base near Gulfport Louisiana... Her supervisor a year on your anniversary month im on a deployment exercise sitting! However, you still get all the way to $ 5,382.61 you 've provided to Servicemen! Reserve, and want the perks offered by certain cards on the SCRA time... 24 00, U2PPP `` La Mignerau '' 21320 POUILLY EN AUXOIS Tl through! Marriott Bonvoy, will AMEX waive the fee is typically charged in when! Your link and look forward to following more of your advice opened up an Platinum! Difference in language they used in my email commissioned, reviewed, approved or otherwise by. Your vacation spot service you are eligible for SCRA benefits bonuses if spend. Same account so that may be required and tricks of miles and points i took plunge... There was something like this around back when i was planning on getting the Delta SkyMiles card to how theyll. I open an AMEX Platinum accountmostly for the support you 've provided to all Servicemen the!

I dont know how the credit card companies handle APO addresses or what opportunities exist to meet minimum spends. Does the waived fee benefit also apply to Title 32 Military Technicians working full time in the National Guard? I earn my points through credit cards and deals. He had access to great airport lounges in Amsterdam while we were travelling on TDY. For card members who opened their accounts prior Vui lng cp nht phin bn mi nht ca trnh duyt ca bn hoc ti mt trong cc trnh duyt di y. Im concerned because I want my husband to apply for a card (Amex Plat) and want to make sure the fee will be waived. >>>>Effective February 1, 2023, Platinum Card Members, Business Platinum Card Members and Additional Platinum Card Members on the account will be charged a $50 fee for each guest (or $30 for children aged 2 through 17, with proof of age). Personally, my wife has 3 AMEX cards now and had the annual fees waived on all of them without adding me (the military person) as an authorized user. I am seeing reports of people claiming to have more. Hey Shannon! Hey Raquel, your home address does NOT need to be the same as your active duty spouse. Did you do that? Im on a deployable status and end up on active orders for short periods of time but not active duty. Living mypoints life to share tips and tricks of miles and points. Sign-up bonus. That's only So I took the plunge and did. You might want to run the numbers on travel credit cards, too. Lastly, did you have to submit the SCRA each time or did they keep the first application on file for you? I so appreciate this site! Submit the orders to AMEX through their SCRA page. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. I have the Amex Platinum, Delta Reserve, and Hilton Aspire. Terms apply. Do you have any experience/trouble applying for cards during an OCONUS PCS? | Also, by spending at least $25,000 on the card, the Medallion Qualifying Dollars, or MQDs, requirement is waived for reaching Silver, Gold and Platinum Medallion status. American Express typically does not waive annual fees entirely, but it may offer a side benefit to offset the Platinum cards $695 annual fee. Submit a copy of your orders if requested and you should get the fee waived. At least one story on your page mentions it. This way, you could potentially have your annual fee waived. I just applied for the American Express Platinum card using your link and look forward to following more of your advice! Wish there was something like this around back when I was a new 2d Lt! We love our Amex, but this makes the deal a little sweeter! My cards havent even arrived yet (and its been over a month). Savvy travelers can score outsized value from the Delta SkyMiles Platinum American Express Card, even with its pricey $250 annual fee. Terms apply. Comparing Annual vs. No Annual Fee Credit Cards. I know most cant specifically state what they will and will not do, but has anyone had this card on active order and have since gone off and kept the card waiver free. Have you heard of Amex not honoring MLA for accounts opened before October 3, 2017? Conde Nast Traveler, Travel+Leisure, Forbes.com, CNBC.com, AFAR, Robb Report, Reader's Digest, BBC Worldwide, USA Today, Frommers.com, Fodors.com, Islands, Business Traveler, Fortune, Airways, Yahoo, Travel Age West, MSN.com, Bustle.com, AAA magazines. I have a referral from a friend who will benefit from this but it seems as though the link is an independent application link and does not factor in any military benefit. Ive a number of American Express cards with fee waivers and they even waive the fee for additional cardmembers. I may try again with a different representative but she said she talked to her supervisor. Learn how your comment data is processed. They have not charged me any authorized user fees at this point. Since writing this post nearly 5 years ago, I've received hundreds of responses from military servicemembers getting their fees waived and enjoying the benefits of fee waived Amex cards. How do I apply for American Express Platinum? I just learned about this waiver and Im waiting for a good welcome offer to jump into this card (something over 25k at least). Kevin reported in 2016 getting over $8000 back! I am a civilian. If these perks put you over the top for earning elite Delta flyer status, you could land a cabin upgrade worth well over $250. If shes in the MLA database and you opened the account after you entered active duty, you do NOT need to apply for SCRA benefits. Usually the Platinum Card for American Express requires good to excellent credit. Terms apply.

Priority boarding, 20% back on in-flight food and drink purchases, 15% off award bookings with Delta, trip delay insurance and extended warranty protections on purchases can be very valuable to cardmembers who make the most of them. Much like Chase (and now AMEX it seems), its an auto-check during application. If I open an AMEX Platinum and AMEX Marriott Bonvoy, will AMEX waive the fees for both? Something tells me there is an upper limit as to how much theyll reimburse. This completes our review of this account, if there are any additional accounts you would like reviewed for Servicemembers Civil Relief Act benefits, please call us at 1-800-253-1720. My husband is currently in Air Force Reserve. Its important to know that when you cancel an American Express Platinum card, you may see a decrease in your credit score, depending on the cards credit limit and how long youve had the card. I think you might be winning the AMEX SCRA military fee refund game! If youre employed full-time by the U.S. military, call your issuer and tell them youd like your. I was happy, but at the same time concerned a mistake had been made. You can spend $200 on incidentals or fees on that airline and get the reimbursement posted to your credit card statement. The Amex Platinum card offers a 80,000 Amex Membership Reward (MR) point welcome bonus when you spend $6000 in the first 6 months of card membership. Thank you again for sharing and for the support you've provided to all Servicemen. We Will be living here for 4 years and issued US military number. This is a great deal that all military servicemembers need to take advantage of! You travel often, and want the perks offered by certain cards. When you're travelling internationally or domestically, it's really nice to not have to worry about food, where you're going to charge your phone, or if the bathrooms are going to be nice. If you

Thank you for all of this information that you have put together. Ive had an AMEX account since 2002 and been active army since 1999, so Ive amassed some fees, however when I called to confirm, I was told, yes, this is all correct, no errors made. You want features available on cards that charge a fee, such as an introductory bonus or the ability to transfer points. The material made available for you on this website, Credit Intel, is for informational purposes only and intended for U.S. residents and is not intended to provide legal, tax or financial advice.

Thank you so much for posting this info. Yup, you still get all the benefits of the card with no annual fees! It takes a few weeks for them to confirm your active duty status. a useful Q&A and SCRA This is for the Delta Skymiles card. Yes you can. Do you know if spouses card fees are waived too? 1 Credit Card Annual Fee Explained,The Balance, 2 Is Paying an Annual Fee for a Credit Card Worth It?, Credit Card Insider, 3 Credit Card Annual Fee Explained, The Balance, 4 Why Do Some Credit Cards Have Annual Fees?, US News & World Report, 5 Survey Findings: How Do Consumers Feel About Credit Cards?, Experian, 6 Is It Worth Paying an Annual Fee for a Credit Card?, NerdWallet. WebThe Platinum Card from American Express has a hefty $695 annual fee that might deter people from applying. Even if the primary account holder is a active duty dependent and the active duty servicemember is added as an authorized user. Will they waive her annual fee because its associated with your account? The fee is typically charged in full when you open your account and then once a year on your anniversary month. However if it is a cash deposit the fees will be counteracted with the engagement bonus. On many cards, these fees can add around 3% on top of every purchase, meaning this card can offer decent savings to frequent international travelers. open, however, you could try asking customer service for a pro-rated refund on the one you want to close.