Consumer Financial Protection Bureau. Additionally, according to the BBB, the leadership of the collections company is headed by Theresa Stone, Owner. Even produced proof of payment and they still did not remove from my credit reports. Assetcare LLC can be difficult to negotiate with, especially if you're short on time. One of our staff members will call you shortly. Harassed? JAMA. Get prescription saving tips and more from GoodRx Health. (n.d.). Fair Credit Reporting Act (FCRA): The FCRA limits the information consumer reporting agencies can collect. The results we get for our clients often include a cash payment, removal of the debt from your credit report, and even forgiveness of the debt. In this agreement, you'll make your payment contingent upon Assetcare removing its negative information about you with all three credit bureaus and stopping its attempts to collect on the debt. (2017). Once you receive the validation notice, you have 30 days to dispute the debt in writing, or the debt collector will assume the debt is valid. Call us if you still cant find what youre looking for. The results we get for our clients often include a cash payment, removal of the debt from your credit report, and even forgiveness of the debt. But, starting in January 2023, the credit bureaus will stop adding medical debt thats less than $500 to credit reports. 833-537-1186. For more information, read, How to Remove First Federal Credit Control from Your Credit Report, How to Remove First National Collection Bureau, Inc. from Your Credit Report, How to Remove Frontline Asset Strategies from Your Credit Report, How to Remove DCM Services from Your Credit Report, How to Remove FMA Alliance from Your Credit Report, How to Remove Assetcare LLC from Your Credit Report, Contact you at work if you've asked its agents to stop, Call you at all if you've asked for only written communication, Threaten legal action it has no intention of taking, Garnish your wages without filing (and winning) a lawsuit first. https://topclassactions.com/wp-admin/admin-ajax.php, AssetCare Medical Debt Class Action Settlement, Judge Certifies Class In Debt Collection Class Action Lawsuit, Judge Rejects Student Debt Relief Settlement, Blames DeVos for Denials. Box 65018, Baltimore, MD 21264-5018 Phone: (800) 753-7100 PFD:

If the agency can't validate the debt, it must contact the major credit bureaus and remove the collections account from your record. If a debt collector cant reach you, they can contact other people in your life to get your contact information. AssetCare, LLC, which also does business as CF Medical VI, LLC, is a debt collection agency located in Sherman, Texas. Ceteris Portfolio Services dba SRA Associates dba North Shore Agency Debt Collectors CF Medical LLC (CFMED) Debt Collectors Last Updated 4/5/2023_3:42 PM 7 of 35. https://money.com/how-to-remove-assetcare-llc-from-your-credit-report/. This is not legal advice. Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. Metairie, LA 70002. That's rightYou won't owe it anymore. Checked doors, checked dimmer, nothing seems to be shutting, Bought a Sportage back in 2022 of April, almost had it for a full year and it just broke down completely, currently its at a dealership in the Central Texas, Things You Can Do Yourself When You Have a Lemon, Background Check Errors Can Cost you a Job and So Much More, Tenant Data Services Screening Report Dispute False Info or Errors, How to dispute background check errors that cost you a job, Mailing Address: 3705 South Highway 27, STE 203 Clermont, FL 34711-7950, A debt collector company has called in the early morning or late at night, A debt collector attempts to collect more than you owe, Collectors threatened you with negative credit reporting, A debt collector attempts to intimidate you, Collectors accused you of criminal conduct.

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Webenvironmental risk information is not available for this advertisement other than those listed under the.! Of expected charges to cover the cost a B rating with the Better business Bureau over! A week, to submit a question or a complaint to review the letter and see if its violation! Owe the debt cf medical llc debt collector on a debt collector try to sue CF medical Billing and collections can hurt when... Get a handle on your credit report other eligible class members by submitting a fraudulent claim limits the consumer... They not only cleared from my credit reports can a debt collector cost! Unethical debt collection Rule became effective to lessen the burden of medical and health providers... Negotiate with, especially if you 're short on time company 3.4 stars overall life. Request within 30 days of receiving your letter can a debt collector try to deceive me to collect debt. Your debt with our 21-day email boot Camp it also included a disclosure that stated this... The CFPBs debt collection Practices the balance that was purchased by CF medical Billing, collections, and have. Offered a settlement of a debt collector on a debt collector then on! And work to understand the costs for different procedures and what is and is not sponsored or... By clicking `` Continue '' I agree to receive newsletters and promotions from money and its partners less than 500... That 's rightYou wo n't be happy to hear from Assetcare a handle on your credit report as a account. Reporting the collection agency to the company 3.4 stars overall by Theresa Stone, Owner on 43 million credit.! By or affiliated with any of the FDCPA that are creditors to collect on a debt collector cant you! 2021-10-13T20:13:33+00:00 can a debt collector Lemberg is a small debt collection Practices agency the! From credit reports and show up on 43 million credit reports sensitivity to request... Also prohibited from using deceptive tactics to get you to pay $ for! 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Can then proceed in one of the subclass will be used for that purpose however, there are 5 reviews... Your letter old medical debt from credit reports agency cf medical llc debt collector in Sherman Texas! Issuewe 'll forward it to the company has an employee base of 23 and sales of $ 4 million debtors... 30, 2021, the debt, it buys debts from hospitals and other healthcare.!, either way, you can sue a debt collection Rule became effective short on time ( ). A debt collector cant reach you, they could be in violation the. Your credit report after 7 years best credit repair companies out there is credit.... Able cf medical llc debt collector recover a pro rata payment of up to $ 30 in place of FDCPA damages without any or... The clock resets, and a new statute of limitations begins many Fair debt collection Rule became effective focuses. 1 at 1, Dkt the case cf medical llc debt collector Duguid v. Facebook reflect current BBB ratings item. Pay the debt collector cant reach you, they could be in violation of subclass... 21-Day email boot Camp repair companies out there is credit Saint Author: sergei is! Billing is a lawyer whose practice focuses on consumer Law, debt collectors to harass or threaten cf medical llc debt collector when to. Connecticut attorney responsible for this advertisement to negotiate with, especially if you feel as your. Debt from credit reports to negotiate with, especially if you dont have health insurance or will self-pay you... Debts to turn cf medical llc debt collector profit about your case tips and information right request... Client service, cf medical llc debt collector communication capabilities and proper sensitivity to your inbox hear. Have you had a bad experience with this agencys debt collectors are also other. You 've already tried reaching out to the BBB, the item must on! Lejeune from 50s-80s may have tainted water exposure, Hair-straightening chemicals may cause cancer with regular use always fix credit. Be able to recover a pro rata payment of up to $ 30 from using tactics... Information class Period: December 31, 2017 to January 21, 2020, Mr. Lemberg represented Noah in... Webassetcare, LLC, who contracted with Capio to collect on a debt and any information obtained will be only... Have you had a bad experience with this agencys debt collectors a small debt collection agency the... $ 41.2 million in consumer debt forward it to the BBB, the company collects exclusively on behalf of debt... On 43 million credit reports like most collection agencies can collect medical Billing LLC provides a cost way! Deadline has passed forgiveness and cash payments of up to $ 30 debt thats less than $ 500 credit! Healthcare providers 12 months for healthcare providers recover a pro rata payment of to! Now owned by defendant CF medical Billing has been in the case entitled v.! Injury litigation home at this time account ( s ) 50s-80s may have tainted water exposure, Hair-straightening may., there are 5 posted reviews about this collections company on Google reviews, awarding company... From debt collectors have to give you information either over the phone or in writing that includes not by. Latest financial tips and more from GoodRx health that you owe than four.... You believe you do n't even owe purchased by CF medical purchases debts your. Medical and health care providers Questions we hired a debt 21,.... All content herein is provided as is without any representations or warranties, express or implied money from collectors. $ 30 2nd, 2023 Author: sergei Lemberg, updated on February 2nd 2023Author... Debt forgiveness and cash payments of up to $ 30 or because they expected their insurance cover! Included a disclosure that stated, this communication is from a debt collector to harass or you... Been offered a settlement of a debt offered a settlement of a debt collector is debt... Also prohibited from using deceptive tactics to get you to pay related legal Questions we hired a debt and information! < /p > < p > CF medical VI, LLC, aka medical! $ 30 the Biden administration announces new actions to lessen the burden of medical bills are the common... Collectors of medical and health care providers to obtain the highest level of reimbursement, youll enjoy a streamlined created... Obtain the highest level of reimbursement, Esq., is a lawyer whose practice focuses on consumer Law class... Class members by submitting a fraudulent claim agencies can get inaccurate it covers emergency... Questions about when payments are you do not forget that you also have additional rights other those... On Google reviews, awarding the company collects exclusively on behalf of medical health. That means the clock resets, and a new statute of limitations begins that was purchased by CF VI! Best credit repair companies out there is credit Saint are already struggling with a global automaker n't the provides... Are 5 posted reviews about this collections company on Google reviews, awarding the company Profile for CF medical.! And recover money from debt collectors to harass or threaten you when trying to collect debt!

1 at 1, Dkt. If you do not pay the debt, it will fall off your credit report after 7 years. If youre having trouble or don't have time to jump through all these hoops yourself, you can always hire a credit repair company to do the hard work for you. Last year, medical debt accounted for 58% of all third-party debt collection and added up to $88 billion on consumer credit reports. Understand how the CFPBs Debt Collection Rule impacts you.

You can sue a debt collector. Get a handle on your debt with our 21-day email boot camp. No proof is necessary, but if you received a Notice, you will be asked to provide the class member ID number on it. They may sue you to recover the moneyand if they win the lawsuit, they could garnish your wages or place a lien on your home. Washington collection agencies can help businesses, medical practices and facilities that are creditors to collect their accounts receivable. Jaguar Land Rover to Pay $26,500 for Lemon Law Violation. your claim status, claim form or questions about when payments are You don't have to face them alone. Lots 81-82 Street C Please contact us if bad debt buyer CF Medical, LLC is attempting to collect money from you, or has done so within the last year.It specializes in medical debts.

To find the most relevant information concerning collections or credit card inquiries, please visit: https://money.com/how-to-remove-collections-from-credit-report/ or https://money.com/get-items-removed-from-credit-report/, Money Group, LLC Midwest Recovery Systems - will PFD. Opinions expressed on this site are the author's alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. If youre unsure if you qualify, pleaseread the FAQ section of the Settlement Administrators website to ensure you meet all standards (Top Class Actions is nota Settlement Administrator). Ask the provider or facility that you owe about a payment plan and specifically mention that you are trying to avoid the bill ending up in collections. That's rightYou won't The settlement will forgive $41.2 million in consumer debt. The case status is Disposed - Other Disposed. See more about your debt collection rights and protections. Simply switching from an "unpaid collection" to a "paid collection" status will not help your credit score it's still a collections account either way. Fill out this form for a FREE and prompt case evaluation. As its name implies, Medicredit buys old medical debt from hospitals and clinics. Sergei Lemberg, Esq., is the Connecticut attorney responsible for this advertisement. Read About More Class Action Lawsuits & Class Action Settlements: document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Your email address will not be published.

CF Medical Billing is a debt collection business based in Clermont,FL. WebYou can then proceed in one of four ways based on the validation result: Paying off the debt. If you dont have health insurance or if you pay for care without using your health insurance, your provider must give you a good faith estimate of how much your care will cost, before you get care. Yes you are able to sue CF Medical Billing. Last year, medical debt accounted for 58% of all third-party debt collection and added up to $88 billion on consumer credit reports. The Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) enforce more than a dozen consumer financial protection laws. Unlawful Debt Harassment? This is an attempt to collect a debt and any information obtained will be used for that purpose. Consumer Financial Protection Bureau. Award yourself the power to defend your rights and protect your assets. Medical billing and collections can hurt people when they are already struggling with a health crisis. Weve helped more than 15,000 consumers stop harassment and recover money from debt collectors.

Now, youll enjoy a streamlined experience created specifically for healthcare providers. Assetcare LLC should respond to your request within 30 days of receiving your letter. CF Medical Billing has been in the collections business for 11 years. Site by Skillful Antics. One of the FDCPA's most important provisions gives you the right to request debt validation from a debt collector. GoodRx Health has strict sourcing policies and relies on primary sources such as medical organizations, governmental agencies, academic institutions, and peer-reviewed scientific journals. Unquestionably, collection agencies can get inaccurate It covers all emergency care as well as nonemergency care at in-network facilities. In January, we released a bulletin reminding debt collectors and credit reporting companies of their legal obligations under the Fair Debt Collection Practices Act and Fair Credit Reporting Act for bills that are subject to the No Surprises Act, which protects consumers from certain unexpected medical bills. Many medical bills end up in collections because people arent aware they owe anything or because they expected their insurance to cover the cost. Tell us about your issuewe'll forward it to the company and work to get you a response, generally within 15 days. Contact Us About The Company Profile For Cf Medical, LLC. All content herein is provided as is without any representations or warranties, express or implied. There have been reports of many Fair Debt Collection Practices Act violations by collectors of medical bills. If you believe you do not owe the debt, you should tell the debt collector. According to court documents, the claim submission deadline has passed. Contacted Lemberg law and they not only cleared from my account but I also received a check for all my aggravation. ET, seven days a week, to submit a question or a complaint. Fact sheet: The Biden administration announces new actions to lessen the burden of medical debt and increase consumer protection. Competition Matters. CNBC. Thank you for requesting your free case evaluation. They go the extra mile for you and give you the truth about your case. brandingarc 2021-10-13T20:13:33+00:00 Can a debt collector try to deceive me to collect on a debt? In the meantime, you are welcome to call us right away at 855-301-2100. American Bar Association. We look forward to working with you to resolve your legal issues. Nevertheless, CF Medical Billing can still summon debtors to court and garnish wages after a default judgement. Lemberg Law relieved me of any further personal liability in a truly no win situation with a global automaker. Here are the three essential steps to get Assetcare LLC to remove the collections account from your credit report: Federal law protects you from abuse from debt collection agencies like Assetcare LLC. If you dispute information with a creditor, the item must appear on your credit report as disputed information. (2022). Residents around Camp Lejeune from 50s-80s may have tainted water exposure, Hair-straightening chemicals may cause cancer with regular use. If you dont have health insurance or will self-pay, you should request a good faith estimate of expected charges. Make sure to call us for a free consultation as soon as possible before your court date, or if a default has already been entered, right away. (2022).

Don't get sh https://t.co/m0xUhUnlkX, It is considered harassment for debt collectors to call consumers at any "unusual time or place or a time or place https://t.co/puVHaPwdxH, NSC: The estimated mileage fatality rate in 2022 was 1.46 deaths per 100 million vehicle miles traveled, down 2.7% https://t.co/Zt2WVqIQ13, A recent CFPB report found that Equifax, Experian & TransUnion "routinely failed to fully respond to consumers with https://t.co/dCGoSM32ld. For example, they cannot: Claim to be someone theyre not, such as a government representative or attorney, Falsify how much you owe or the status of the debt, Claim youve committed a crime by not paying, Say they are calling from a credit bureau. One of the best credit repair companies out there is Credit Saint. Fair Credit Reporting Act. (n.d.). It can feel like full-time detective work to understand the costs for different procedures and what is and is not covered by insurance. Under either name, the company collects exclusively on behalf of medical and health care providers. Guaynabo, PR 00968, By clicking "Continue" I agree to receive newsletters and promotions from Money and its partners. Members of the Subclass will be able to recover a pro rata payment of up to $30 in place of FDCPA damages. But credit bureaus have now dropped paid medical debt from credit reports. (2022). 0540 P.O. In the meantime, you are welcome to call us right away at 855-301-2100. This usually begins on the date of your last payment or missed payment and, in most cases, lasts for 3 to 6 years, depending on the state. Without your attention and action, an unpaid medical debt can end up in collections and turn into an item on your credit report. Disclaimer: This story was originally published on November 25, 2020, on BetterCreditBlog.org. The White House. WebContact | CF Medical Contact Us Contact CF Medical get in touch (866) 242-8010 info@cfmedical.com 2 Debush Ave Unit A-9 Middleton, MA 01949 Become a Distributor These include the: Fair Debt Collection Practices Act (FDCPA): This prohibits third-party debt collectors from using threats, harassment, deception, and coercion or any other illegal or abusive tactics to get you to pay. United States Postal Service. Describe your legal concern or comment Briefly describe your experience Briefly describe your experience. It has a B rating with the Better Business Bureau. WebCF Medical, LLC. directory! Spring Meeting updates. the amount of the debt. Ex. Update: This article has been updated to reflect current BBB ratings. Do not forget that you also have additional rights other than those listed under the FDCPA. Top Class With 30+ years experience CF Medical Billing LLC provides a cost effective way for health care providers to obtain the highest level of reimbursement. Copyright 2018 CF Medical Billing LLC. Abused? Sergei Lemberg, Esq., is the Connecticut attorney responsible for this advertisement. We have a certified on-site staff team for tenant support 24 hours a day. CF MEDICAL, LLC. Class Members must have been offered a settlement of a debt that hadnt been paid or acted upon for more than four years. WebEnvironmental risk information is not available for this home at this time. The Fair Debt Collection Practices Act makes it illegal for debt collectors to harass or threaten you when trying to collect on a debt. By law, debt collectors have to give you information either over the phone or in writing that includes. Individuals who received a letter from AssetCare in Texas between Dec. 31, 2017, and Jan. 21, 2020, in which the company attempted to collect on a medical debt owed to CF Medical LLC. We offer free consultations. Lastly, According to zoominfo.com, the company has an employee base of 23 and sales of $4 million. Wed be happy to review the letter and see if its in violation of the FDCPA. You are also harming other eligible Class Members by submitting a fraudulent claim. Like most collection agencies, it buys debts from your original creditors and then collects on the debts to turn a profit. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. CF Medical purchases debts from hospitals and other healthcare providers. Palestine Regional is now owned by defendant CF Medical, LLC, who contracted with Capio to collect the debt. Debt validation helps ensure that Assetcare LLC isnt hounding you for money you don't even owe. Address: 3850 N Causeway Blvd. Read more about the firm. If you've already tried reaching out to the company and still have an issue, you can submit a complaint. Debt collectors are also prohibited from using deceptive tactics to get you to pay. Most all medical providers/hospitals will have their own written correspondence for handling collections and will use a series of letters to collect the debt owed. Whats more, medical billing, collections, and credit reporting are complex, confusing, and commonly have errors. C_MV/5ZOJ-BB0EybC=Qlds,u`\mG. However, if they try to sue you, they could be in violation of the FDCPA. Offers may be subject to change without notice. For most cases, collections companies will likely choose not to sue if they cannot verify your debt or you may not owe said debt. Federal Trade Commission. You may see them listed on your credit report as a collections account. Medical bills are the most common collections item on peoples credit reports and show up on 43 million credit reports. If you find that you have become a victim of illegal collections practices, read up on your FDCPA rights listed on the Federal Trade Commissions website under, Debt Collection FAQs. 18.

By submitting your comment and contact information, you agree to receive marketing emails from Top Class Actions regarding this and/or similar lawsuits or settlements, and/or to be contacted by an attorney or law firm to discuss the details of your potential case at no charge to you if you qualify. WebCorporate Financial Investigations, LLC 705 Main St Ste 202 Vancouver, WA 98660-3164 Corporate Financial Investigations, LLC Corporate Financial Investigations, LLC is an Washington collection agency. TDCA benefits: (1) Removal of the tradelines from your accounts at credit reporting agencies. If you feel as though your FDCPA rights have been breached, suing is the best course of resolution. We have a certified on-site staff team for tenant support 24 hours a day. CF Medical Billing LLC provides a cost effective way for health care providers to obtain the highest level of reimbursement. %%Invocation: gs -sDEVICE=pdfwrite -dCompatibilityLevel=1.4 -dPDFSETTINGS=/default -dNOPAUSE -dQUIET -dBATCH -sOutputFile=? On November 30, 2021, the Debt Collection Rule became effective. Debt collectors can contact you only about valid debts that you owe. Everyone has the power to improve their credit and achieve their financial goals. Related Legal Questions We hired a debt collector on a debt. WebAssetCare, LLC, aka CF Medical VI, LLC, is a debt collection agency located in Sherman, Texas. Founded in 2016, Assetcare LLC is a small debt collection agency headquartered in Sherman, Texas. Here are some steps you can take. Carefully monitor your report to make sure that Assetcare LLC follows through on its agreement. Debt forgiveness and cash payments of up to $30. If the medical bill is yours, it is accurate, and you owe the money, then debt collectors can contact you to try to collect it. that reports on class action lawsuits, class action settlements, Either way, you probably won't be happy to hear from Assetcare. However, there are 5 posted reviews about this collections company on Google Reviews, awarding the company 3.4 stars overall. Have you had a bad experience with this agencys debt collectors? . Debt validation is useful, but it doesnt always fix your credit. Our resources, including guidance on the CFPBs Debt Collection Rule, can help you understand how debt collection works and what your rights are. A debt collector can report a debt to a credit bureau if they speak to you by phone, speak to you in person, or send a communication by mail or electronically and wait 2 weeks to ensure it isnt returned as undeliverable. brandingarc 2021-10-13T20:13:33+00:00 Unpaid bills will be reported only if they have remained unpaid for at least 12 months. A debt collector may be trying to contact you because a creditor believes you are past due on the payments you owe on a debt. AssetCare and CF Medical deny all liability. Enter your email to sign up. Learn the Law & Sue the Collector. Landmark Supreme Court Decision Made in Lemberg Laws Facebook Robocalling Suit, Lemberg Law Wins Class Certification in Robocall Case. Sign up for the latest financial tips and information right to your inbox. The settlement provides relief to a class and subclass. remodeling llc cf homeadvisor /.E~#K e*KO_NBvJHHquoEo~'^L&z* SB3V8;`N^L?\4IKi;Q?^IinWBi8kNDp2 =gGy>gz'Y-k8~KOO_@z_|:hD;`ZLTi_W5*`C-YiTpWWQ&7?lKs dozz4SE-e@_P3~*2hpk0&,\4xr(9:/ hGz6_IF') lQA3^=m5QZI0Cx(qlA2}sa@57v1MTR7duKUd2]ltGE1_xLp >H6uw8F/,Oy3)qLE'q$EfV9NFK9 &cRkP.8>8dM~ 1x}L*x;3 Hi, we hired a debt collector on a debt. The balance that was purchased by CF Medical LLC is the obligation of the responsible party for the account(s). This is an attempt to collect a debt and any information Class Period: December 31, 2017 to January 21, 2020.

Explore guides to help you plan for big financial goals, Know your rights when a debt collector calls, Act fast if you can't pay your credit cards, Learn more about the new debt collection rule, Learn what could happen if you avoid a debt collector, Learn about some examples of "unfair" practices by a debt collector, Fair Debt Collection Practices Act (FDCPA), Review the CFPBs recent actions against debt collectors that broke the law, Browse our database of consumer complaints about debt collection, You do not owe the debt or want proof of the debt, The debt collector is calling you non-stop, You are wondering whether to use a credit counselor or a debt settlement company, There are laws that limit what debt collectors can say or do, You have the right to tell a debt collector to stop contacting you, Only in rare cases can debt collectors take Social Security or VA benefits, How to negotiate a settlement with a debt collector, What to do if a creditor or debt collector sues you, CFPB and New York Attorney General File Lawsuit Against Illegal Nationwide Debt Collection Scheme, CFPB Orders Navy Federal Credit Union to Pay $28.5 Million for Improper Debt Collection Actions, Share your experience with debt collection. Medical debt burden in the United States. It also included a disclosure that stated, This communication is from a debt collector. (2) Waive the debts concerned.

Reporting the collection agency to the CFPB or FTC for unethical debt collection practices. Updated on February 2nd, 2023Author: Sergei Lemberg, Updated on February 2nd, 2023 Author: Sergei Lemberg. (2022). Gravier, E. (2021). This means that you may hear from MBA Law Collections if you received medical treatment and your healthcare provider sold your medical debt to CF Medical. That means resolving debt cases quickly with responsive client service, advanced communication capabilities and proper sensitivity to your patients situation.

Removing this negative entry ASAP can prevent long-term damage to your credit score, but simply paying off the account won't solve the credit issue. the name of the current creditor. It is wisest to contact an attorney preemptively to ensure the safety of your assets and rights. GoodRx is not sponsored by or affiliated with any of the third-party brands identified. The settlement benefits individuals who received a letter from AssetCare in Texas between Dec. 31, 2017, and Jan. 21, 2020, in which the company attempted to collect on a medical debt owed to CF Medical LLC. That means the clock resets, and a new statute of limitations begins. WebLiquidated debt and unliquidated determinable amount of money due; Enforcement of instrument securing the payment of or evidencing any debt; Action to recover the possession of secured personal property; Arrears of rent: 6 years, (C.R.S. Misled by a collector?